Your privacy matters to us. This policy explains what information we collect, how we use it, and your rights regarding your data. DebtPilot AI is operated by BrightWave Technology LLC.
We collect the following types of information when you use DebtPilot AI:
Account information: When you create an account we collect your name, email address, and encrypted password.
Financial information you enter: We collect the debt details, income figures, and expense information you manually enter into the app. This includes creditor names, balances, interest rates, monthly payments, and due dates. This information is stored in our secure database and used solely to generate your AI payoff plan.
Payment information: Pro plan users who use payment scheduling provide bank account and routing numbers. This information is transmitted directly to our payment processor Stripe and is never stored on DebtPilot AI servers in raw form. We store only a tokenized reference provided by Stripe.
Usage data: We collect information about how you use the app including pages visited, features used, and AI queries made. This helps us improve the service.
Device and technical data: We automatically collect your IP address, browser type, device type, and operating system when you access our service.
We use the information we collect to:
We do not sell your personal information to third parties. We do not use your personal financial data for advertising purposes.
DebtPilot AI displays links to third-party financial products and services. When you click these links we may use cookies or URL parameters to track whether you subsequently open an account with that provider. If you do, we may receive a referral commission or finder's fee from the provider. This tracking is limited to whether a referral was completed and does not involve sharing your personal financial data with the partner.
We are transparent about all affiliate relationships. See our Terms of Service for full affiliate disclosure details.
We share your information only in the following limited circumstances:
We take the security of your data seriously. We implement the following security measures:
No method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
We retain your account and financial data for as long as your account is active. If you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal or financial compliance purposes (such as payment records, which may be retained for up to 7 years).
You have the following rights regarding your personal data:
DebtPilot AI uses cookies and local storage to keep you logged in and remember your preferences. We do not use third-party advertising cookies. You can clear cookies at any time through your browser settings, though this will log you out of the app.
DebtPilot AI is not intended for use by anyone under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has created an account, please contact us and we will delete it promptly.
We may update this Privacy Policy from time to time. We will notify you of significant changes by email or by posting a notice in the app. The date at the top of this page reflects the most recent update.
If you have questions about this Privacy Policy or want to exercise your data rights, please contact us at:
BrightWave Technology LLC
Las Vegas, Nevada
Email: privacy@debtpilot.io